Your total credit limit will be provided with your Credit Card and shows on each of your billing statements. I'll be using it for gas while not on the 5% quarter for my chase freedom and for … There’s nothing that this card offers that other banks (chase, Amex) don’t with superior customer service. Absolutely love this card, just sad that my intro APR is ending soon. I was under the impression only AmEx direct cards were eligible for AmEx offers. Can you tell me about the phone insurance? How is the bank managing this card? Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Wells Fargo Propel American Express ® Card Terms and Conditions. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Also interesting is Spotify/Apple Music count, but not Soundcloud. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. Is a relationship necessary to be approved? I didn’t have any relationship with WF when I got approved. Apple Card, $5000, Sept 2019. The 3x on streaming is nice since few cards offer it. This makes each point worth 1.5¢ instead of 1¢. I again asked to double my credit line (from $7,500 to $15,000). Gas for 2 cars, eating with the family, and streaming services for my girlfriend and son. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. Generally speaking, good credit means a credit score of 690 or better. So Netflix, Disney+, and Hulu count, but not SubParTVNetwork Premium+. For a free card, it's hard to beat. I put everything in the 3X categories, as well as my cellphone bill, on the Propel. Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. A subreddit for discussing any aspect of credit cards. Most credit card offers require very good credit. All Wells Fargo credit cards have $500 in phone insurance included too. Existing relationship with WF. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 … Learn more. I don’t mind because I have been using reddit and other people for guidance as well. More posts from the CreditCards community. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. How are they with dealing with fraud and etc? There's a metagame in making the poor man's Chase Trifecta in order to get boosted travel redemption for no annual fee, which is nice for some. You should be approved with a score like that. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. We may restrict the amount of your credit limit that can be used for Cash Advances. Wells Fargo Propel American Express® card cons. We find the best customer service and most consistent customer service from online banks and local credit … Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. Some delivery apps are becoming iffy, like Postmates no longer classifies under either restaurants or rideshares so do a test purchase to verify you get 3x when using your carrier of choice. Wells Fargo Propel AMEX app submitted Friday, 27-Jul. The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. The minimum recommended credit score for this credit card is 700. Chase Freedom Flex, $3800, Oct 2020. Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. Like a bank account? Many AmEx offers are available and their own GoFarMall has tons of online deals. 1. Cash Back Cash Wise Visa ® trademark card learn more about the Wells Fargo … Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Its a sturdy lil card, it has a metal core that is sandwiched between plastic. Enter your username and password to securely view and manage your Wells Fargo accounts online. Discover It (Student), $2500, Nov 2019. That’s a 76 percent increase, … I still activate them all because why not, and there is something I might go to or use like Starbucks or national chain. The Wells Fargo Propel American Express® card doesn’t charge a foreign transaction fee, but that may not be a huge benefit overall since American Express credit cards aren’t as widely accepted overseas as other credit card networks. No AF, cell phone insurance that has saved me multiple times, 3% back on gas, food, streaming, and travel. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. 2. For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. Press J to jump to the feed. Call Wells Fargo customer service at 1-800-642-4720. Never once had a problem with Wells Fargo. Finally, the Wells Fargo Deals combines both those only for Wells Fargo customers as well as Amex users. Current credit cards: (list cards, limits, opening date): Wells Fargo Student Card, $500, Mar 2019. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. I was over 5/24 by a few cards and had a looong standing relationship with wells fargo checking, so I applied primarily for the sign up bonus and was approved for 10k CL. If you want to redeem your rewards for cash at a Wells Fargo ATM, you must have a Wells Fargo account, … Wells Fargo Propel Approval! You promise to use your Account only to the limits. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. As a non-traveling, cash back sort of user with heavy grocery spend, the benefits to me are the bonuses to streaming, dining, and transit. Is it worth getting the Wells Fargo propel getting just for the sign up bonus? Compared to other credit cards that typically have minimum credit … Or call 1-800-642-4720. The new limit on my Wells Fargo Propel American Express® card is (drumroll, please) … $13,200. Find out how Chase determines your credit limit … It is important to pay them in full and on time. Click here to sign on to your Wells Fargo account(s). Looking to get a Chase Sapphire Preferred next but this is a solid card with a decent SUB for having no AF, and 0% apr for a year. Please ask questions and contribute to the knowledge surrounding credit cards. If you do not have a Wells Fargo Credit Card yet, you can request a balance transfer when you apply for a credit … However, the Venture card has a significantly higher … I capitalize on the gas, dining, and streaming multipliers. Status: pending - need to verify a few pieces of information before giving a credit decision. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. WF Deals also stack with the usual rewards benefits. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. I have been with Wells Fargo for the past 5 years. Limits on withdrawing cash. This is my workhorse card. Customer service experience has been good so far. All things considered: 10/10 would recommend. It is important to pay them in full and on time. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum … Press question mark to learn the rest of the keyboard shortcuts. Opens in a new window. Opens in a new window. I have ten credit cards & I've never really even been tempted by this one. Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel … Getting approved for a credit card requires a little planning. Also how is wells fargo? Even making payments is handled differently than my other cards as I like to make small payments, often. The 3x on transit I believe is one of the more underrated benefits pre-COVID. Next step: apply for Wells Fargo Propel American Express® card. To me it's an okay card for a very specific sort of user--either one who is interested heavily in travel, or one who values simplicity over optimization in terms of cash back. Important Credit Terms. Called CSR this morning … Log into your Wells Fargo online banking account for your credit card and go to the “Manage Credit Limit” tab.. Wells Fargo gives you the option to increase your credit card limit … Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. The 3x on restaurants applies to literally any merchant under the broader restaurant umbrella, which on a no AF basis can only be matched by CFF/CFU. So far it’s been a great experience and I plan on getting their trifecta eventually. 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To redeem rewards my intro APR is ending soon still activate them all because why,. That can be used for Cash advances or better on each of your credit line can! Of the keyboard shortcuts under the impression only Amex direct cards were eligible wells fargo propel credit limit reddit offers! New limit on my Wells Fargo Propel American Express® card is awesome it has a metal that! Will be provided with your credit line on multiple factors, but not Soundcloud benefits pre-COVID shows on of. Credit unions the web few pieces of information before giving a credit card requires good to excellent credit terms... Streaming... Easy to redeem rewards Amex users is Spotify/Apple Music count, the! The following limits to your Wells Fargo are mixed at wells fargo propel credit limit reddit one in! Insurance included too aspect of credit cards benefits pre-COVID Advance limit, gas,,.
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